When leaving a job, alternatives like a 401(k) rollover or traditional IRA might suit specific financial situations better, though a Roth IRA can still be a strong choice. A 401(k) rollover to a ...

And, if you roll over into a Roth IRA, you will generally have more investment options than with a Roth 401(k) as well as more flexibility when you take money out of your retirement account later.

Learn more about it. The decision about whether to convert a traditional 401(k) to a Roth IRA depends a lot on your financial circumstances, including your tax situation. “Converting money from ...

You will owe income taxes on the money you roll over from a traditional 401(k) to a Roth IRA that year, but you’ll owe no taxes on withdrawals after you retire–if you retire at 59½ years of a ...

Roth IRA rollovers are a way to transfer funds between retirement accounts. Direct rollovers from Roth 401(k) to Roth IRA avoid taxes and expand investment choices. Traditional to Roth IRA ...

As bad as the situation is, there is one silver lining: Although converting money from one account to a Roth IRA will still require you to pay taxes, your tax rate is likely to be lower than it would ...

Ben is the former Retirement and Investing Editor ... that have been open for more than 15 years can roll over up to $35,000 over time into a Roth IRA in their own name. Rolling over funds from ...

In theory, a Roth TSP-to-Roth IRA rollover is simple, as both of these retirement accounts are taxed at the point of contribution. However, an indirect rollover involves a withdrawal, so if you ...