If you do not rely on RMDs for living expenses, there are several options to optimize the use of these funds while striving ...

You can make QCDs starting at age 70 1/2 ... In most cases, delaying distributions this way isn't beneficial. For starters, the surge in taxable income at age 73 can put you in a much higher ...

To be eligible to make a QCD, clients must be at least 70 1/2 and required to take minimum distributions from their ... is filing as single or any other way. The Normal Process To implement ...

QCDs can be a smart way to serve the causes closest to ... It’s important to make these distributions as soon as possible, because charities and custodians are often very busy in mid- to late ...

Charitable donations from an IRA are called Qualified Charitable Distributions (QCD ... All this combines to make QCD a better way to give to charity for IRA owners over age 70½.

Certain strategies can alleviate the tax burden associated with 401(k) distributions ... into an IRA provides a way to access the funds without being subject to that 20%. 1.