PayPal is rolling out a big change for users who use it to pay ... track group contributions and transfer funds to their PayPal balance to spend or withdraw, the company has said.

Assuming you have the ability to carry a balance, even if your current balance is $0, it will be listed on the left-hand side of your main account page for desktop, or on the primary account ...

You'll primarily manage your account through the PayPal app and utilize PayPal Balance to manage your account. It also lets you set up individual goals by using the account's Goals feature.