Taylor Tepper covered banking, investing and pretty much everything else in personal ... cash flow easy. Plus, you can add multiple people to your budget, including your partner or financial planner.

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Financial security requires mastering all kinds of personal finance ... certified financial planner at Harmony Investment Management LLC in Montecito, California. Cash flow represents the income ...

Finally, you need money for all your short-term goals or big purchases that require funding that you can't cover through monthly cash flow and need to save up for over the next several years.