When you apply for your first credit card, one thing you are most excited about is that it gives you access to a good amount of funds which you can use to shop, buy things which you cannot ...

When you apply for a credit card, you will be given a credit limit. This amount is the most you can spend on your card, but you shouldn’t see it as a spending target. Ideally you should stay ...

Using smart credit habits, you can strategically raise your credit limit over time to reach a $50,000 or higher limit. Here's ...

NEW YORK (CNNMoney.com) -- After a weekend getaway in New York City, Joseph Lanza logged onto his Bank of America Visa account and was shocked to see that his line of available credit had been ...

it is also important to be aware of the risks associated with exceeding your credit limit. Going ‘over-limit’ can result in additional charges, interest, and even damage your credit score if ...

If you enjoy earning rewards on big-ticket items, then applying for a high-limit credit card might be the right move for you. With a high limit, you'll have the option to use this card for the ...

Capital One CEO Richard Fairbank shared similar plans to limit credit offers in a first-quarter earnings call. Meanwhile, existing cardmembers across numerous issuers may see their existing credit ...

As a result, your credit card issuer might reduce your credit limit,” explained Rupesh Naish, a Dubai-based debt advisor and credit analyst. “If your credit card issuer decides to reduce your ...

Having a higher credit limit can do more for your finances than just giving you greater confidence when handing over your credit card. Raina He is a contributor to CNET Money. She previously ...