If you’re struggling with bad credit, there's a chance it's not your fault: A Consumer Reports study found that almost half (44%) of people who reviewed their credit reports found mistakes ...

If you find yourself targeted by an ad for a credit repair company, use caution in taking their promises at face value. Credit repair companies offer a paid service, but anything these companies ...

When you sign up for a credit repair service, they will obtain copies of your credit reports from all three major bureaus. You will need to provide documentation to verify any disputes over ...

One ad used the headline “Free Credit Repair ... Agents had to pay for the credit repair service for themselves even if they didn’t need it and most lost money in the scheme.

Credit repair services clean up your credit reports — basically, they help you make sure everything showing up in your credit history is accurate. You might need this service if you’ve ...

But they note that seeking out a credit repair service can be helpful if you need extra support. "Hiring a service is really only applicable when the problems with your report are extensive ...

the companies were barred from telemarketing credit repair services for 10 years and must notify customers of the settlement and explain the process for canceling the service. Eric M. Kamerath ...

It might cost more than $100 per month, with no guarantee of results. There are a number of errors a credit repair service might look for on a person’s credit report, including accounts or legal ...

You can start your own credit repair and debt settlement business to help consumers regain control of their finances and repair their credit simultaneously. How to Write a Dispute Letter to a ...

We've got everything you need to know about what a credit repair service can and can't do, and what to watch out for when you're choosing one. The second function is more practical: filing ...