While eagle-eyed numismatists tend to scoop up rare and valuable coins, junk coins can be easily identified by even the most novice coin collector.

You can also incorporate trinkets and stash small items like seashells by adding pockets to your junk journal. Simply paste ...

“Many times, junk fees only come up after you’ve put in your personal ... helping them to avoid unnecessary and unwanted costs and keeping their hard earned money in their pockets,” Campbell said.