Home equity loans and HELOCs have lower interest rates than credit cards, encouraging some homeowners to use them to pay off ...

Two of the most common ways to access quick funds are personal loans and credit card loans. While both can help in times of need, they work differently and come with their own pros and cons.

One type of credit card—the 0% annual percentage rate credit card—can even work as a type of interest-free loan when you use it for purchases. Some cards in this niche let you avoid interest ...

Why do credit cards have such high rates? The New York Federal Reserve looked into the matter and came up with two chief ...

Even some of the cards on our best credit cards list charge APRs up to 25%. The average personal loan APR is currently 9.65%. While a balance transfer card with a long 0% APR might be a cheaper ...

and it will pay off your credit cards for you once you’re approved for a loan, saving you that step. Achieve offers multiple rate discounts, including a discount for direct payment to creditors ...