Businesses that provide intangible products or services, such as consultants or online software providers, generally require much lower working capital. Businesses that have matured and are no ...

Conversely, when sales are down in the offseason, the company would still need to pay for its normal staffing despite lower sales revenue. Working capital helps businesses smooth out the gaps in ...

Secured loans that use what you're purchasing with the funds as collateral may offer lower interest rates than working capital options such as an unsecured line of credit. Customized loan products ...

and CAPLines are government-backed loans specially designed for working capital needs. These loans have lower interest rates than traditional banks. Repayment terms may last up to 10 years in ...