A lot of people are used to racking up debt on credit cards. It’s less common to be owed money by a credit card company. But ...

Gen Z is more comfortable with credit cards than any previous generation. But the reliance on debt could come back to bite ...

There are other tools you can help them set up so they stay on track, too, such as autopay for bills and automatic transfers to a savings account. Critically, “if they run out of money ...

it is actually money that you will have to repay in the very near future. If you don't, you risk racking up some serious interest charges, falling behind on payments, and hurting your credit score.