Budget worksheets provide a basic layout for tracking your monthly expenses and income so you can pinpoint where your money is going and figure out areas where you can cut back on spending.

The Federal Trade Commission offers an editable monthly budgeting worksheet worth checking out. You can add your income and expenses across a variety of categories and it will do the math for you.

Learning how to create and maintain a monthly budget that takes into account your income ... budget worksheet. "Reviewing your budget regularly will allow you to envision expected expenses ...