The buy now, pay later model has taken off. Experts say BNPL can be useful when used responsibly, but shoppers should be careful not to overspend.

You're shopping online. You're about to make a purchase. Then you see an option you've started to see more frequently on checkout pages: "Pay in four easy ...

If you choose a “Pay in 4” plan, which generally spans six weeks, you can usually avoid interest and qualify with a soft credit check, which won’t ding your credit score. Longer financing ...

Affirm Afterpay Sezzle Zip (formerly known as Quadpay) PayPal's 'Pay in 4' 0% to 36% Customers are only refunded the principal amount, so if you don't have a 0% loan, you won't be refunded for the ...