What helps poor kids grow up to make better decisions about money? A new study of 25 million people finds an unexpected ...

Credit Score Range. What It Means. What You Get. 300-579. Bad Credit. Hard to get approved, very high interest rates. 580-669. Fair Credit. Some approvals, still higher rates ...

A bad credit score is a VantageScore below 601 or a FICO score below 580. And while having a poor credit score can hurt your finances, there are several ways to improve it quickly.

You can get your free credit report from all three credit bureaus, but there’s a catch—you can typically only access it once a year, and it won’t provide your score. Credit.com, however, gives you ...

Shutterstock. Bad credit can mean you will pay a higher interest rate when borrowing money than if you had a good credit score. It can also affect your eligibility for a loan or line of credit.

The two most widely-used credit scoring models, however, are FICO and VantageScore. These two scoring models both have a range from 300 to 850 (although older VantageScores ranged from 501 to 990).

A low credit score on a typical auto loan, for example, "would increase loan charges by more than $5,000," the survey found. What Can You Do Maintaining a strong credit score is like keeping a ...

A 600 credit score falls into the bad credit range. Find out how your score affects your financial life and what steps you can take to strengthen it.

A bad credit score generally falls below 600 on a scale of 300-850, depending on the credit scoring model. Bad credit is often used interchangeably with a “poor” credit score.

If you want to increase a low credit score, the first step is to look at your credit report and review it for accuracy. You can access free weekly online credit reports from the three bureaus by ...

No single number defines a bad credit score for a car loan. In general though, if your credit score is below the mid-600s, you can expect higher interest rates and more difficulty getting a loan.