RMD rules are more than just guidelines, according to EBRI research released last week, but are clearly a defacto default strategy.

Founded in 1993, The Motley Fool is a financial services company dedicated to making the world smarter, happier, and richer.

You can't leave all your money in an IRA, but that doesn't mean you can't do something constructive with it outside a ...

Navigating the complexities of Required Minimum Distributions (RMDs) is essential for retirees to avoid hefty penalties and ...

The Required Minimum Distribution is one of the most frustrating aspects in the financial arena and arguably one of the least ...

One component of retirement that sometimes creeps up on someone is trouble for not making necessary withdrawals. It centers ...

People often think they don’t have any choice about taking the IRS-mandated required minimum distributions from their retirement accounts – but they do. While you can’t skip making the ...

If you’re due to take a required minimum distribution from a qualified account, be aware of some changes to the rules. In particular, changes apply to inherited individual retirement accounts ...

These distributions can have significant practical, financial, and tax implications. However, RMD rules, which apply to a range of retirement savings plans, have changed. For example, a few years ...

In this video, I'll walk you through how the RMD rules work and how to calculate your own required distribution for 2025. *Stock prices used were the morning prices of March 6, 2025. The video was ...

If you have money in retirement accounts, you may have to start taking required minimum distributions, or RMDs, when you turn ...

Of course, the hope is that Congress can make some changes to make RMDs more attractive, which would not only reform and simplify the rules but also improve the overall situation for retirees.