High CD rates offer retirees a chance to lock in reliable income with a CD ladder strategy. Building a CD ladder involves using CDs with various maturities to meet your income needs with potential ...

This means the rate won't change the entire term. There are downsides to a CD, though, including reduced liquidity. Using a CD ladder strategy is one way to minimize the downsides of these accounts.

Enter the CD ladder — a strategy that lets you capture today's higher rates while maintaining regular access to your money. To build a CD ladder, you spread your deposit across multiple terms ...

In fact, some of the best CD rates have hovered around or above 5% APY. It also means now may be a good time to consider a CD ladder, a strategy that involves investing equal funds into a series ...

There are two big benefits to opening a CD instead of sticking to a regular savings account. First, CD rates tend to be higher than savings account rates because you're making a commitment to keep ...