A Roth IRA is an individual retirement account that you fund with after-tax dollars. While you don't get a tax break now, your contributions and investment earnings grow tax-free.

Opening a Roth IRA is a smart financial move, but it’s easy to get wrong. From skipping key setup steps to making costly investment mistakes, even well-meaning investors can sabotage their growth. Many investors open a Roth IRA without checking the ...

1 Smart Financial Move to Make Before You Quit Your Job. It Could Save You Thousands of Dollars. Hoping to Retire Early? Here's One Savings Account You Can't Overlook. Here's What the Average Social Security Benefit Could Look Like in 2026 3 Numbers From a ...

If you're in or nearing retirement, a Roth conversion might be the most powerful tool you're not using — or not using correctly. A Roth conversion done right can dramatically lower your lifetime tax bill, preserve your income flexibility, even protect ...

Why are we asking for donations? Why are we asking for donations? This site is free thanks to our community of supporters. Voluntary donations from readers like you keep our news accessible for everyone. Donation Options Search Search Search If you have ...

When it comes to making retirement plans, a Roth IRA is one of the best options available. Any money net of taxes put into a Roth IRA grows tax-free. Also, account holders don’t pay any taxes or penalties when they withdraw from it once they’ve retired ...

Caring for a child or parent can mean a drop in income and a lower tax bracket. Why not take advantage by moving money into a Roth account? Here's how it works.