Maximize your savings by understanding Roth IRA withdrawal rules. How can you avoid tax penalties? Let your funds grow and ...

Choosing the wrong account for your retirement savings can really cost you. Find out why a Roth IRA might be your best option ...

Avoiding the variety of mistakes that can occur during a retirement account rollover requires careful consideration.

No mandatory distributions are required for Roth IRAs, unlike traditional IRA accounts. Early Roth IRA distributions face taxes and penalties unless certain conditions are met. Key findings are ...

I’m still mad about it,” says one taxpayer who was hit with a 10% penalty.

When you leave a job, it’s generally a good idea to take your 401(k) plan with you. This doesn’t mean you should cash it out, ...

That must come from another source. Miss the deadline and any money not rolled over to a Roth IRA will be subject to a 10% early withdrawal penalty if you're younger than 59 ½. Roth IRAs offer ...

Growth and retirement withdrawals from a Roth IRA are tax-free, allowing investors to benefit from compounding over time. A ...

A Roth IRA is a powerful tool if you use it correctly, but no employer match, lower limits, and income restrictions make it a ...

If you're 59 ½ or older you're usually all clear. But if you're younger than that, you will get hit with a penalty for early withdrawals from traditional IRAs, or early withdrawals on earnings ...

Employers can’t contribute directly to an employee’s personal Roth IRA, but they can still help with retirement savings in ...

Roth IRA contributions can be withdrawn anytime without taxes or penalties. Converted Roth IRA funds are tax- and penalty-free after five years from Jan. 1 of the year of the conversion.