So what does it take to join the 850 club? Here are three key things Americans with perfect credit scores have in common. Some people think you have to carry a credit card balance to build your ...

Dori Zinn loves helping people learn and understand money ... Aside from determining what you can afford, doing such things as boosting your credit score, saving for a down payment and getting ...

It can affect things like renting an apartment ... A higher score means you’re more trustworthy, so people with high credit scores usually get better loan terms because lenders see them as ...

Younger credit card users are unlikely to achieve a perfect 850 credit score — even with the best credit usage habits, credit expert John Ulzheimer tells CNBC Make it. That's because the length ...

And chances are, these are the things they do to maintain it ... history is another big factor in calculating your credit score. People with perfect credit tend to keep accounts in good standing ...