Currently, the average interest rate on a 30-year fixed mortgage is 6.86%, compared to 6.91% a week ago, according to the Mortgage Research Center. For borrowers who want to pay off their home faster,

These are today's mortgage and refinance rates. Mortgage rates are down slightly today. But affordability isn't likely to improve much this year.

Mortgage rates moved slightly lower this week, but not enough to motivate most buyers. The average rate on the 30-year fixed-rate mortgage fell five basis points to 6.79% the week ending Feb. 20, according to rates provided to NerdWallet by Zillow. A basis point is one one-hundredth of a percentage point.

Mortgage rates in the United States declined for a fifth week, pushing borrowing costs to the lowest point since late December. The average for 30-year loans was 6.85%, down from 6.87% last week, Freddie Mac said in a statement.

The average rate on a 30-year mortgage in the U.S. eased for the fifth week in a row to its lowest level since late December, a welcome boost for prospective homebuyers in what’s traditionally the bus

Mortgage rates for 30-year loans increased slightly but are still hovering near their lowest level of 2025. Rate movement was mixed for other loan types.

These are today's mortgage and refinance rates. Uncertainty around whether inflation is slowing has kept mortgage rates fairly steady this month.

Mortgage rates decreased marginally this week, with the 30-year fixed-rate mortgages staying below the 7% mark for five consecutive weeks, said the latest Freddie Mac Primary Mortgage Survey. 30-year fixed-rate mortgages averaged 6.