Every financial institution has its own process for applying for a second home mortgage. However, there are a few general steps to follow: Each lender has unique criteria when approving a loan ...

Here is a list of our partners and here's how we make money. A home equity loan is a second mortgage that allows you to borrow against a portion of the value of your home, minus what you owe.

After surging to their highest level in nearly six months last week, 30-year mortgage rates declined. Most other loan types ...

"Many homeowners have seen significant equity growth due to rising property values. Refinancing in 2025 could allow them to ...

With over three years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed ...

If you bought your home using conventional financing, putting less than 20% down, you undoubtedly had to purchase private ...

The homebuying process is daunting, especially for first-time buyers. The good news is that many mortgage lenders offer home loan products that can make it easier. While rates and terms are ...

If you have a mortgage, you'll probably receive an IRS Form 1098 in the mail. Your mortgage lender is required to use this ...