That's because if you need to make your money last longer, you'll need the extra growth that stocks can provide. To find the right asset allocation for you, go to our asset allocation calculator.

I recently chatted with a retired couple who were looking for a second opinion about their portfolio’s asset allocation. The key question: Is 65% in stocks too high for someone in their situation? Her ...

Managers must calculate how much they can afford to ... and your brokerage account probably shouldn’t have the same asset allocation. Like risk capacity, this is just a math problem.