Each point costs 1% of the purchase price of a home and usually knocks the rate down by 0.25%. On a $400,000 home, you'd pay ...

An FHA loan is a type of mortgage geared toward borrowers with lower credit scores or who otherwise don't qualify for a ...

Reverse mortgages allow homeowners 62 and older to convert home equity into cash. The loan is repaid when the homeowner moves out or passes away. Interest accumulates, reducing home equity over time.

The best-kept secret about credit scores is that a negative mark to your credit doesn’t necessarily doom your financial ...

The CLTV differs from the simple loan-to-value (LTV) ratio in that the LTV only includes the first or primary mortgage in its calculation. CLTV ratio is the ratio of all loans on a property to the ...

TWO top mortgage lenders have kick-started the New Year by cutting rates as experts say there could be more price falls to ...

However, past deeds don't define future ambitions ... Wells Fargo has a page of rates for seven of the most common types of mortgage loans. A separate tab reveals a half-dozen refinance rates.

The Consumer Financial Protection Bureau lawsuit is against Rocket Homes, although also cites Rocket Mortgage and title ...

The final rule amends Regulation Z’s definition of credit to include RPACE financing ... First, RPACE transactions are exempted from the Higher-Priced Mortgage Loans (HPML) Escrow Rule. Additionally, ...