FICO has announced a major shakeup that will make it cheaper and easier for lenders to get your credit score. For the big ...

As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and credit scores exist, understanding which one lenders use can be helpful.

Fact checked by Vikki Velasquez Key Takeaways Rewards cards can help build credit if used responsibly.Applying for new cards may trigger hard inquiries and lower your average credit age.High balances ...

Discover how average credit scores vary by generation, with a detailed breakdown for Gen Z, millennials, Gen X, baby boomers, ...

Private mortgage insurance companies still require a minimum 600 or 620 middle credit score for borrowers putting less than ...

Buy now, pay later (BNPL) payment options are increasingly popular, particularly among young consumers. A recent survey from J.D. Power shows that 42% of millennials and Gen Z actively use BNPL loans ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Your FICO score has long determined whether you could get a mortgage, car loan or credit card. That could change soon.

April is Financial Literacy Month, and U.S. News found that many U.S. consumers lack general financial knowledge. About 53% of respondents don't know FICO scores are the scores lenders look at to ...

Mortgage lenders will soon have a new way to assess borrowers applying for government-backed loans. That sent the stock of America’s biggest credit score company plunging Tuesday. Federal Housing ...