Your credit score is used by lenders, landlords and even potential employers to assess your financial risk and trustworthiness — so the higher your score, the better. An excellent credit score, which ...

For the first time in a decade, the "average credit score has fallen," said CNBC Select, citing a recent report from FICO. Now, the average American credit score sits at 717. While a score of 717 ...

Because there are multiple credit bureaus, you have more than one credit report and credit score. FICO and VantageScore are the two main credit scoring systems. According to data analytics company ...

It now takes just a minute to sign up for a free credit score service from FICO®. There is no negative impact on your credit score for checking, and you might save hundreds or even thousands of ...

How much you owe compared with your credit limits – your credit utilization ratio – accounts for 30% of your FICO score. That means if you rack up a big balance or max out your cards ...

Credit cards for fair credit, sometimes called "average" credit, are aimed at those in the 630-689 FICO score range. These cards can help you if you're just starting out with credit or are working ...

FICO® Score 10 T provides even greater precision in making lending decisions, helping lenders better manage credit risk and default rates when extending competitive credit offers to consumers.

An excellent credit score, which is the highest scoring category, falls between 800 and 850 for FICO and 781 and 850 for VantageScore. If you want to improve your credit score, you can start by ...