Lowering your interest rate can save you money over the life of the loan. Here are seven ways to make it happen.

January is dominated by a change in presidential administrations, which dials up the uncertainty. "When things are more uncertain, rates tend to be more volatile," says Chen Zhao, head of economic research for real estate brokerage Redfin.

There aren't likely to be any dramatic dips in mortgage rates in the near future. New year, new housing market? Not exactly. In early 2025, affordability remains a major challenge for prospective homebuyers,

As we step into the new year, with the presidential inauguration on the horizon, many are wondering about the direction of interest rates.