When it comes to saving for retirement, the Roth and traditional IRA are like two sides of the same coin. Both offer powerful ...

If you don't know all the RMD rules, you could face a hefty fine from the IRS. The government will take up to a 25% penalty ...

Or, you could sell the stock within the Roth and redeploy the funds to something you think will do better. You won't be able to take any loss for tax purposes, but you could stop the bleeding. If you ...

Roth IRAs are not subject to rules on required minimum distributions (RMDs), and qualifying withdrawals from Roth accounts in ...

Taking money out of a Roth individual retirement account without triggering income taxes or penalties is trickier than you might realize.

Jorgen Vik is a certified financial planner and partner with SKV Group LLC. Investment products and services are offered ...

A: The IRS requires five-year holding periods before earnings can be withdrawn tax-free from Roth accounts. The five-year rule applies separately to each Roth conversion, so the partial conversions ...

Today, let’s meet IMovedYourCheese on Reddit. Cheese is a higher earner who’s been diligently following the traditional ...

John’s portfolio adjustments, including Rexford Industries and Lowe’s, prioritize income generation. Read why his strategy focuses on stable yields and lower risk.

It’s possible to become a millionaire, and it begins with one simple step that’s accessible to many Americans.

I will work at least another 10 years ... rules, too. For example, you have to have the account open for five years and be 59 1/2 years old in order to withdraw earnings tax- and penalty-free ...

However, there are several restrictions on Roth IRAs that owners should know about if they want to avoid taxes and/or penalties. The restriction is known as the "Five-Year Rule," but in reality, there ...