Maximize your savings by understanding Roth IRA withdrawal rules. How can you avoid tax penalties? Let your funds grow and ...

Choosing the wrong account for your retirement savings can really cost you. Find out why a Roth IRA might be your best option ...

Avoiding the variety of mistakes that can occur during a retirement account rollover requires careful consideration.

The wisdom of undertaking Roth conversions is highly dependent on the particular household circumstances. Roth conversions do not avoid taxes, they accelerate taxes. Conversions pay off when the tax ...

I’m still mad about it,” says one taxpayer who was hit with a 10% penalty.

Roth IRA contributions can be withdrawn anytime without taxes or penalties. Converted Roth IRA funds are tax- and penalty-free after five years from Jan. 1 of the year of the conversion.

Early retirement isn’t exclusively for the rich. Many people use a couple of key calculations to determine how much money ...

Taking money out of a Roth individual retirement account without triggering income taxes or penalties is trickier than you might realize.

Can I withdraw my 401(k) if I get laid off? Learn your options, tax penalties and strategies to manage your retirement ...

On the state level, though, the rules are different. A total of 41 states don't tax benefits, but nine do. If you live in one ...

Composed of ultracheap Fidelity and Vanguard index funds, these three-fund portfolios provide exposure to every major asset ...

Yes, you can have both a traditional and Roth IRA CD. You'll need to be mindful of contribution limits, though. Are there early withdrawal penalties specific to IRA CDs? It indicates an expandable ...