Choosing the wrong account for your retirement savings can really cost you. Find out why a Roth IRA might be your best option ...

Taking money out of a Roth individual retirement account without triggering income taxes or penalties is trickier than you ...

The wisdom of undertaking Roth conversions is highly dependent on the particular household circumstances. Roth conversions do not avoid taxes, they accelerate taxes. Conversions pay off when the tax ...

Avoiding the variety of mistakes that can occur during a retirement account rollover requires careful consideration.

I’m still mad about it,” says one taxpayer who was hit with a 10% penalty.

Maximize your savings by understanding Roth IRA withdrawal rules. How can you avoid tax penalties? Let your funds grow and ...

Early retirement isn’t exclusively for the rich. Many people use a couple of key calculations to determine how much money ...

In 2025, the SECURE 2.0 Act allows a new "super catch-up provision" for individuals who turn ages 60 to 63 before the end of ...

However, RMDs don't apply to Roth individual retirement accounts while the owner or surviving spouse is alive. That can ...

When you leave a job, it’s generally a good idea to take your 401(k) plan with you. This doesn’t mean you should cash it out, ...

I have always contributed to regular retirement accounts. I started a new job and I'm considering a Roth. We're in a weird situation. My husband just retired and has a pension and Social Security. He ...

A Roth IRA is a powerful tool if you use it correctly, but no employer match, lower limits, and income restrictions make it a ...