there’s more to the story than just the type of annuity you choose and how long you’ll receive payments. Your age and gender are also key. Insurance companies use actuarial tables to determine ...

Although a qualified longevity annuity contract (QLAC ... as outlined in the appropriate IRS table. The account balance used in this calculation is the value as of December 31 of the previous ...

You'll see in the table that men tend to be offered ... You may be able to buy an annuity with money from a tax-advantaged retirement account or from your savings. Some annuities will let you ...

The annuitant can also select to have the annuity decrease on the death of the first-dying spouse to account for the reduction in living expenses. If your retirement capital is invested in a ...

divide the value of the account (as of Dec. 31 for the year in question) by the distribution period in the appropriate table. What Is the Value of an Annuity? When it comes to calculating RMDs for ...

The ERISA consultants at the Retirement Learning Center (RLC) address whether it’s possible to aggregate RMDs from an annuitized IRA with RMDs from an IRA that isn’t annuitized to determine the total ...

The changing environment makes a stronger case for investing in living annuities, yet retirees continue to prefer spending on ...

Tax filing season is officially underway and taxpayers should be on the lookout for W-2 and 1099 forms, among other ...

When choosing a retirement investment product you have to consider the benefits and challenges of each to make the right choice.