While BNPL platforms promise easy timely payments, they have substantial hidden risks for consumers, lenders and the overall ...

The biggest US buy now, pay later providers have long pushed back against sharing their data with credit-scoring firms, ...

Researchers from Imperial College Business School and University of Leeds published a Journal of Marketing study that ...

“Regardless of whether a shopper swipes a credit card or uses Buy Now, Pay Later, they are entitled to important consumer protections under longstanding laws and regulations already on the books ...

BNPL has its roots in the 19th century, originating from instalment plans that allowed consumers to purchase expensive items ...

The increased use of those buy-now-pay-later options — which enable consumers to pay off purchases in installments — reflects a further separation of lower-income consumers from households ...

If you frequently rely on Buy Now Pay Later (BNPL) schemes to cover your needs—and even your wants—you may want to take note of the latest findings from the U.S. Consumer Financial Protection ...

Increasingly, shoppers are turning to 'buy now, pay later' loans to pay for everything ... Compare personal loans Savvy consumers might be smart about their BNPL usage and only sign up for one ...

When you're ready to purchase a new coat from Neiman Marcus or a new iPhone from Apple, you have the option of financing the cost of your order over time with buy now, pay later. BNPL, also known ...

Consumers with subprime or deep subprime credit scores accounted for the majority of buy now, pay later originations from 2021 to 2022, a report by the Consumer Financial Protection Bureau finds.

Rebecca has also covered a variety of other personal finance topics, including personal loans, the housing market and consumer credit ... top media outlets. Buy now, pay later apps (BNPL) offer ...

Jan 22 (Reuters) - The Dutch government is seeking to prevent the rollout of "buy now, pay later" services in physical retail outlets due to the financial risks they pose for consumers, according to a ...