Lenders use FICO auto scores to determine consumers' creditworthiness for car loans A FICO auto score is a credit scoring model that many lenders use to judge borrowers' creditworthiness when they ...

Your credit score is a product of many factors, but people with perfect scores have three big things in common. Find out how ...

When reviewing the credit reports of those with a 705 FICO credit score, Experian found that a third of them had late payments (30 days past due), 42% had an auto loan and 29% had a mortgage.

Statistics show that there has been a significant increase in the level of outstanding consumer credit card balances. For a ...

(Note: Credit-based auto insurance scoring has been banned ... the single biggest factor in determining your credit score according to FICO," McClary advises. "Bringing past-due accounts up ...