Lenders use FICO auto scores to determine consumers' creditworthiness for car loans A FICO auto score is a credit scoring model that many lenders use to judge borrowers' creditworthiness when they ...

Your credit score is a product of many factors, but people with perfect scores have three big things in common. Find out how ...

A hard credit inquiry could lower your credit score by as much as 10 points, though in many cases, the damage probably won’t ...

When reviewing the credit reports of those with a 705 FICO credit score, Experian found that a third of them had late payments (30 days past due), 42% had an auto loan and 29% had a mortgage.

Statistics show that there has been a significant increase in the level of outstanding consumer credit card balances. For a ...

(Note: Credit-based auto insurance scoring has been banned ... the single biggest factor in determining your credit score according to FICO," McClary advises. "Bringing past-due accounts up ...