Sadly, it requires quite a bit of time for negative information to fall off your credit reports. For example, delinquencies ...

Dave Ramsey has never been shy about sharing his opinions on financial systems and this time, he took on one of the most entrenched ideas in personal finance: the FICO score. In a video addressing ...

A credit card designed for people with "bad" credit typically has more relaxed approval requirements. These credit cards ...

While it's always important to monitor your credit score and look for ways to improve it, these steps may be extra beneficial if you've gotten a divorce and need a way to rebuild your credit.

Understanding your credit score is crucial for anyone looking to secure loans or credit cards. This guide breaks down the ...

Discover two effective options to check your credit score using mobile apps, ensuring you stay informed and proactive about ...

Small mistakes are a lot more common than you think, and they can do some serious damage to your credit score. I’ll let you in on some of the most common credit report mistakes and what you can ...

Small mistakes are a lot more common than you think, and they can do some serious damage to your credit score. I’ll let you in on some of the most common credit report mistakes and what you can ...

Visit americanexpress.com to learn more. If you've been carrying credit card debt, you could see a drop in your credit score soon. Fair Isaac Corp., the creator of the FICO score, announced today ...

Payment history is the most prominent factor in your credit score, making up 35% and 40% of FICO and VantageScore calculations, respectively. You can build that history by making regular ...

Steve Michell had one of the best credit scores in America. But he wanted a perfect 850. So the 52-year-old Texan started tinkering with his 840s score. He followed tips on his banking app ...

Commissions do not affect our editors' opinions or evaluations. If your credit score is 600 or below, solid credit card options are still available. We’ve done the research, and these are some ...