Wrist adorned with gold bracelets, a diamond tennis bracelet ... for $88 (available in eight styles). 32. A dazzling cubic zirconia ring that looks *just* like the one you've seen on the hand ...

And when she wants a dressier look, Mbagwu reaches for the 14-karat-gold-filled July studs, which feature a fixed gold ring with a gold bead. She loves how the light hits them in a dramatic way.

Beyond everyday essentials, statement pieces like chokers and bold gold hoops are perfect for expanding your jewelry collection.