Choosing the wrong account for your retirement savings can really cost you. Find out why a Roth IRA might be your best option ...

Maximize your savings by understanding Roth IRA withdrawal rules. How can you avoid tax penalties? Let your funds grow and ...

Early withdrawals from a traditional IRA may trigger income taxes and a 10% penalty whether they are your contributions or ...

Avoiding the variety of mistakes that can occur during a retirement account rollover requires careful consideration.

Early withdrawals have to be prorated between ... to another), the funds must be deposited in another Roth 401(k) or Roth IRA account within 60 days to avoid taxation. When you do an indirect ...

I’m still mad about it,” says one taxpayer who was hit with a 10% penalty.

When you leave a job, it’s generally a good idea to take your 401(k) plan with you. This doesn’t mean you should cash it out, ...

Growth and retirement withdrawals from a Roth IRA are tax-free, allowing investors to benefit from compounding over time. A ...

If you're 59 ½ or older you're usually all clear. But if you're younger than that, you will get hit with a penalty for early withdrawals from traditional IRAs, or early withdrawals on earnings ...

If you have a Roth IRA or are thinking of getting one, you may be looking at ways to incorporate the account into your long-term plan. Established in 1997, the Roth individual retirement account ...

Employers can’t contribute directly to an employee’s personal Roth IRA, but they can still help with retirement savings in ...

Roth IRA contributions can be withdrawn anytime without taxes or penalties. Converted Roth IRA funds are tax- and penalty-free after five years from Jan. 1 of the year of the conversion.