Maximize your savings by understanding Roth IRA withdrawal rules. How can you avoid tax penalties? Let your funds grow and ...

Avoiding the variety of mistakes that can occur during a retirement account rollover requires careful consideration.

Contributing to an IRA is a smart move for retirement savings, but if you accidentally put in more than the IRS allows, you ...

Traditional IRAs offer the potential for tax deductibility in the present, while Roth IRA contributions are made with ...

Here's how to add a gold IRA or ETF to your portfolio; gold is soaring, and it can hedge against inflation and volatility.

Growth and retirement withdrawals from a Roth IRA are tax-free, allowing investors to benefit from compounding over time. A longer time horizon can be an enormous benefit to younger workers who make a ...

That must come from another source. Miss the deadline and any money not rolled over to a Roth IRA will be subject to a 10% early withdrawal penalty if you're younger than 59 ½. Roth IRAs offer ...

When you leave a job, it’s generally a good idea to take your 401(k) plan with you. This doesn’t mean you should cash it out, ...

If you're 59 ½ or older you're usually all clear. But if you're younger than that, you will get hit with a penalty for early withdrawals from traditional IRAs, or early withdrawals on earnings ...

Planning for retirement is one of the most important financial steps you can take to ensure a secure and comfortable future. Many people delay retirement planning, believing they have plenty of time ...

Americans with a Roth IRA, or individual retirement account, and who plan to retire abroad may want to consider some risks. With a Roth IRA, you can make after-tax contributions and tax-free ...

Roth IRA contributions can be withdrawn anytime without taxes or penalties. Converted Roth IRA funds are tax- and penalty-free after five years from Jan. 1 of the year of the conversion.