Google Sheets offers premade templates that are ready to use. You can build a budget from scratch. It's free and integrates with most bank accounts. Budgeting doesn't have to be complicated -- or ...

The Fund seeks to achieve capital growth and income with a moderately high level of volatility (risk), having a risk profile of 6, in a range from 1 to 7 where 1 is the lowest risk and 7 the highest.