Apr 19, 2023 · 12 CFR Part 1030 - Truth in Savings (Regulation DD) Most recently amended April 19, 2023 Regulation DD helps consumers comparison-shop for deposit accounts.

Sep 30, 2022 · The Truth in Savings Act (TISA) is a federal law designed to help promote competition between depository institutions and make it easier for consumers to compare...

The Truth in Savings Act (TISA) is a United States federal law that was passed on December 19, 1991. It was part of the larger Federal Deposit Insurance Corporation Improvement Act of 1991 and is implemented by Regulation DD.

Nov 24, 2010 · TISA was designed to enable consumers to make informed decisions about bank accounts. It requires banks to provide to consumers disclosures about terms and costs of deposit accounts and imposes requirements for deposit account advertisements. Regulation DD implements the TISA.

It is the purpose of this chapter to require the clear and uniform disclosure of— (1) the rates of interest which are payable on deposit accounts by depository institutions; and. (2) the fees that are assessable against deposit accounts,

Oct 30, 2019 · Part 707 of the NCUA Rules and Regulations implements the Truth in Savings Act of 1991 enables credit union members and potential members to make informed decisions about accounts at credit unions.

This part, known as Regulation DD, is issued by the Bureau of Consumer Financial Protection to implement the Truth in Savings Act of 1991 (the act), contained in the Federal Deposit Insurance Corporation Improvement Act of 1991 (12 U.S.C. 3201 et seq., Public Law 102-242, 105 Stat. 2236), as amended by title X, section 1100B of the Dodd-Frank ...

This fact sheet provides an overview of the Truth in Savings Act (TISA) – as outlined by Regulation DD – which requires banks to provide clear, accurate disclosures about the terms and costs of consumer deposit accounts, and applies to savings, checking, certificate of deposit (CD), and money market accounts.

The Truth in Savings Act (TISA) helps consumers make informed decisions about bank accounts. This law requires banks to provide clear, accurate disclosures about the terms and costs of consumer deposit accounts, and applies to savings, checking, certificate of deposit (CD), and money market accounts.

Jan 1, 2010 · The Dodd-Frank Act granted rulemaking authority under the Truth in Savings Act to the Consumer Financial Protection Bureau (CFPB) and, with respect to entities under its jurisdiction, granted authority to the CFPB to supervise for and enforce compliance with the